An Examination of the Equifax Cybersecurity Breach by Housing And Urban Committe

Description: An Examination of the Equifax Cybersecurity Breach by Housing And Urban Committee on Banking, Urban Committee on Banking Credit bureaus serve a critical function in our financial system and have become a daily part of every Americans life. Every day, these institutions intersect in peoples attempts to get credit cards, car loans, mortgages, and other items. Consumers may know about their involvement in their lives, such as when they directly request a credit report, but sometimes they do not, like when a company requests a background check to determine their eligibility for a cell phone. The ability of Americans to easily access credit is one of the many things that make our economy and our country the envy of the world. It is also why this breach is so shocking and concerning. Equifax experienced a cybersecurity breach which potentially impacted more than 145 million U.S. consumers. The data that was taken included the names, Social Security numbers, birth dates, addresses, and in some cases drivers license numbers. In addition, credit card numbers for approximately 209,000 consumers and dispute documents with personally identifiable information for approximately 182,000 consumers were accessed. According to Equifax, the unauthorized access took place from mid-May through July 2017, with Equifax discovering the situation on July 29 and then finally cutting off the intruders. Why did it take Equifax 6 weeks from the time it learned of the breach to tell the public, the regulators, and the 145 million American victims about it? Why were Equifax executives trading during this time? How strong were and are Equifaxs cybersecurity practices? After the breach, what interactions did the company have with other credit bureaus and Government agencies, in order to understand what, if anything, can be improved in terms of information sharing and mitigating consumer harm? There are valid and important questions about the steps Equifax has taken to remediate customers and whether more needs to be done to minimize the potential harm to those affected. FORMAT Paperback LANGUAGE English CONDITION Brand New Details ISBN1720629080 Pages 286 Language English Year 2018 ISBN-10 1720629080 ISBN-13 9781720629085 Format Paperback Publication Date 2018-07-03 Publisher Createspace Independent Publishing Platform Imprint Createspace Independent Publishing Platform Author Urban Committee on Banking Audience General We've got this At The Nile, if you're looking for it, we've got it. With fast shipping, low prices, friendly service and well over a million items - you're bound to find what you want, at a price you'll love! TheNile_Item_ID:128596524;

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